AS IS LENDING

We tell it like it is. No hype.

All photography provided by Ryan McGuire

Our founder

Sonny Reynolds has been involved in the mortgage banking and finance industries for over 25 years. After graduating from the University of California Irvine with a B.S. in Information and Computer Science and a Financial Planning Certificate, he discovered his passion for helping people onto the path of financial freedom.

Sonny began his finance career at SC Funding and Ditech Financial where he realized that most homeowners follow the traditional path of obtaining a 30 year mortgage, because that was what their parents and grandparents had done! After stepping out on his own, Sonny and his team at AS IS Lending have empowered many happy clients to explore their mortgage options and customize a plan that fits their unique home ownership and financial goals.


If I could share just one piece of financial advise, Warren Buffett said it simply: Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1.
Fortunately, I spend a lot of time with my clients during the mortgage process, so we aren’t limited to just those two rules.
— Sonny Reynolds, AS IS Lending Founder & CEO

our as is team

Our AS IS TEAM is carefully hand-selected by our Founder & CEO for their passion and enthusiasm in helping our clients maximize their financial well-being. We are industry leaders who:

  • work with you to clarify your financial goals

  • continually strive to deserve your business

  • are committed to sharing a bit of LAGNIAPPE (LAN-yap), a.k.a. “a little something extra”

  • tell it like it is, no hype, just real information from real experts!