AS IS LENDING

We tell it like it is. No hype.

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Explore Your Options

We take pride in providing our clients with the right loan products to meet their unique needs.

Here is a sampling of loan types we specialize in:

PURCHASE LOANS are mortgages used to finance the purchase of a home, second home, or investment property.

REFINANCES are mortgages you obtain when you already have an existing mortgage loan and are seeking a lower rate, lower term, to payoff debts, or to cashout on some of your home’s equity.

FIXED RATE mortgages provide security since the interest rate remains fixed throughout the entire length of the loan, and your monthly payments do not change.

ADJUSTABLE RATE mortgages (ARMs) offer a lower initial monthly payment, however the interest rate adjusts periodically which will increase or decrease the monthly payment over the life of the loan.

VA LOANS are specialized mortgage programs guaranteed by the Veteran's Administration (VA) that are exclusively for active military and veterans of the U.S. Armed Forces.

FHA LOANS are insured by the Federal Housing Administration (FHA) and are ideal for borrowers with less than perfect credit and smaller down payments.

REVERSE MORTGAGES allow clients aged 62 years or older to convert their home equity into cash income, while also providing the benefit of a no monthly mortgage payment option.

JUMBO LOANS are for clients with loan balances greater than $484,350, or above $726,525 in federally designated high-cost markets.

RENOVATION LOANS allow homeowners to purchase or refinance a home that needs repairs; renovation funds can be withdrawn in phases based on construction or repair progress and completion.

S&S Financial dba AS IS Lending: NMLS 1422332, VA 9080240000, CA CFL 60DBO-46163, NV 4810